New player here, I have couple of questions

Hi, just bought GD 3 days ago (as well as steam loyalist upgrade I might add), have couple of questions.

1. Does this game have online chat, like in POE or D3? Are there chat rooms or something like that.

2. Is there trading in GD? How does that work? Do I invite someone in party, or ...

3. If there is trading, is game balanced around that (meaning to get certain item, it is expected from player to get it through trading (like in POE )), or basically you can farm anything, no need for trading

4. When trading, do we trade items only, or is there any kind of currency, maybe we can trade iron bits, or any kind of crating material)?

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New player here, I have couple of questions